SR22 & DUI

Get Back on the Road with an SR22 Insurance Form

Also known as a “California Proof of Insurance Certificate,” SR22 is not a particular kind of insurance, but a form provided by your insurance company and kept on file at the California Department of Motor Vehicles. Whether you’ve been involved in an accident where you didn’t have the right type of liability insurance or a reckless driving case where you couldn’t provide proof of financial responsibility, an SR22 insurance form can get you back on the road.

While an SR22 insurance form is most commonly associated with DUI cases, other possible circumstances where an SR22 insurance form may be required include:

When a driver’s license has been suspended and the court allows them a restricted license
When a driver has been involved in a reckless driving or otherwise accident and has no auto insurance to cover it
When a driver is in an accident due to excessive driving violations
When a driver is convicted of a major offense in which a person was injured or property received damages
When a driver is applying for a hardship or probationary permit

Having an SR22 insurance form provides proof to the courts that you are a financially responsible driver. At no time does your SR22 insurance form need to be in your vehicle with your other insurance papers, however, the form must come from a legitimate source – a recognized California insurance provider of SR22 insurance forms. The Department of Motor Vehicles will not accept any other card as proof of financial responsibility (including your insurance policy card, identification card, etc.) as a substitute.

Contact us today to learn more about SR22 insurance forms and see how Cheap Insurance Direct can help you get back on the road.

Learn the California DUI Essentials

Like in many other states, a California DUI can be issued when a driver has at least an alcohol concentration of .08 percent in their blood. A first-time DUI conviction will result in jail time (no less than 96 hours and no more than six month) and a fine (no less than $390 and no more than $1,000) – among many other possible penalties issued by the courts. While your license may be suspended for a period of six months, it’s possible to obtain a restricted license.

If you’ve been charged and convicted with a DUI, there are three requirements you must complete to get a restricted driver’s license:

You must pay a re-issue fee ($125.00).
You must obtain an SR22 insurance form from a recognized and approved California SR22 insurance form provider.
You must enroll in a recognized DUI program and furnish proof of enrollment.

If you have been charged with and convicted of a DUI, you may be required to have a California SR22 insurance form. Your vehicle registration will be suspended within 45 days if your insurance is cancelled due to DUI conviction and you are unable to obtain a new policy. DUI-convicted drivers are ineligible for California’s “Good Driver Discount” reduced rate policies – but there are always affordable options.

Contact us today to learn what to do if you’ve been convicted of a DUI and see how Cheap Insurance Direct can help you get back on the road.