Frequently Asked Questions (FAQs)

What payment methods do you accept?
We accept many forms of payment including checks, PayPal, money order and all major credit cards including Visa, MasterCard, American Express and more.

How do you offer such affordable rates?
For more than 15 years, Cheap Insurance Direct has been the most affordable California insurance provider because we work with our customers one-on-one to customize an insurance package suited specifically to their needs and budget. Getting our customers the best coverage at the best possible prices has been our goal since day one.

Do you only provide SR22 insurance forms, or do you offer other insurance services?
While Cheap Insurance Direct is the leading California SR22 insurance form provider, we also offer a wide range of other affordable insurance policies including car, commercial, home, rental, life, health and motorcycle insurance. We’ve partnered with Farmers, MetLife, Multi-States and Western General to offer a full range of affordable insurance services to all Californians.

What is an SR22 insurance form?
Also known as a “California Proof of Insurance Certificate,” SR22 is not a particular kind of insurance, but a form provided by your insurance company and kept on file at the California Department of Motor Vehicles. Whether you’ve been involved in an accident where you didn’t have the right type of liability insurance or a reckless driving case where you couldn’t provide proof of financial responsibility, an SR22 insurance form can get you back on the road.

How do I obtain an SR22 insurance form?
Using state-of-the-art technology, Cheap Insurance Direct can issue SR22 insurance forms within minutes – regardless of your circumstance. Contact us today to speak to one of our insurance agents.

How can I get a restricted license after I’ve received a DUI?
If you’ve been charged and convicted with a DUI, there are three steps you must follow to get a restricted driver’s license:

First, you must pay a re-issue fee ($125.00).
Second, you must obtain an SR22 insurance form from a recognized California SR22 insurance form provider.
Third, you must enroll in a recognized DUI program and furnish proof of enrollment.

To get an SR22 form, regardless of your circumstance, contact us today.

What do I do if my SR22 gets cancelled?
It’s possibly that a new suspension will be enacted. In order to get your SR22 status lifted and your driver’s license reinstated, your SR22 status must be consistently maintained throughout the probation period. Therefore, if your SR22 is cancelled for any reason, your insurance company must notify the DMV immediately.

Still have questions? Contact us right away.